Farm families often have financial lives that are deeply connected to land, business, family, and legacy.
Your farm may be your livelihood, your largest asset, your retirement plan, and part of your family’s identity. That can make planning more complex. Chelsea Senglow Michael Burgess IG Wealth Management helps farm families in Saskatoon bring those pieces together with more clarity.
If you are searching for a Saskatoon agriculture financial advisor, the real goal isn't just finding advice. It is finding advice that understands how much is connected.
Serving clients across Saskatchewan, Ontario and Alberta.
Planning around more than one asset
For many farm families, wealth isn't held in one place.
It may include:
- Land
- Equipment
- Farm income
- Corporate assets
- Personal investments
- Insurance
- Real estate
- Future inheritance or succession plans
We help you look at the full picture so your decisions work together toward your long-term goals.
Protecting the farm and the family
Farm planning often involves more than numbers.
There may be children involved in the farm, children outside the farm, spouses, aging parents, business partners, or extended family members. A clear plan can help reduce confusion and support better conversations.
Important questions may include:
- How will the farm support retirement?
- How should wealth be divided fairly?
- What happens if something unexpected occurs?
- Are wills and powers of attorney up to date?
- Is the family protected with the right insurance?
- Should we trigger some taxes now or later?
Planning for retirement income
After years of work, many farm families want to know what retirement could look like.
Some want to step back gradually. Some want to sell. Some want to transfer the farm to the next generation. Others want more freedom while still keeping a connection to the land.
We help you understand what you can afford, where your retirement income may come from, and how to balance the lifestyle you want today with long-term financial security.
Tax, estate, and succession planning
Farm transitions can involve major tax, estate, and family considerations.
Our team coordinates planning around business succession, estate planning, insurance, wealth transfer, and retirement income.
Dream bigger with the right plan
A strong plan should help you protect the farm, but also enjoy more of what it has made possible.
That may mean travel, more time with family, helping children or grandchildren, supporting the community, or building a legacy that lasts.